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Welcome to your one stop source for most of lower Fairfield County including Stamford, Darien, Greenwich, Norwalk, Westport, Weston, Wilton, Fairfield Real Estate Services.  Looking for a house, condo, luxury homes, townhouse, waterfront property, mult-family, land or investment property? With increased number of Short Sales and Foreclosures, I can help you with these homes in the area. Search everything the web has to offer, right here! Don't miss my Feature Homes. Are you relocating? Do you need local town information? I've summarized much of what is important about Stamford and the neighboring towns Darien, Greenwich and Norwalk in this site. Need expert advice? No web site, large or small, can take the place of a top Realtor. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR Realtor. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top Realtor, I have the experience and track record you are looking for. I am proud to be the recipient of the International Diamond Society Award, placing me in the top 5% nationally. - Diana Gould, GRI  
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First Time Buyers >Insuring Your Home
Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.
Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.
Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.
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| Q |
What does "contingency" mean in real estate?
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| A |
A contingency is a specified event that must take place before a home purchase contract is binding; for example, a sale can be said to be "contingent upon the sale of the buyer's current residence." |
See More Real Estate Trivia > |
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Diana Gould, GRI Coldwell Banker Residential Brokerage 893 Post Road Darien, CT. 06820 Cell : 203-249-6656 Office: 203-655-3961 Fax: 203-655-5192 Email: dianagould@NUMBER1EXPERT.com
As a long time resident of Stamford, I am thrilled to have the
opportunity to help you with the successful sale or purchase of your property. I hope
that my knowledge of the community and strong attention to detail will earn
your trust. 
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